Terrorists of Workmans Comp
July 21st, 2008The Workman’s Compensation system has been a disaster and predictably so since its inception. We have been held hostage by this terrorist system for over 17 years now.
The California Workman’s Comp (WCAB) system is a bully system. In order to have employment, a worker is required to pay into the system with every paycheck. The system is called an insurance policy, but it is not! It is a system of robbing the working man and then beating him up and bankrupting him when he is injured and unable to be gainfully employed.
How could anyone feel that way about a system that has been crafted so carefully by so many wise politicians? Oh, did I put two words together that are a distant memory in America?
The system has been changed dramatically over and over again in the last 17 years we have been victims of the system. Rules change constantly, and there is little help for the traumatized, just more bad news.
On a fateful evening of November 9, 1990, a tree stump came loose from the back of a semi-truck trailer, and crushed me. A visit that Friday night only brought restrictions as to what could be done. In spite of the fact the whole body was racked with many abrasions, the emergency room was only authorized to take ankle x-rays!
Hospital staff did not know what to do with such great restrictions, so hoped the family doctor could do something. However, the family doctor was forbidden to treat or examine. The staff made several calls for approval and one x-ray was approved if done by the doctor’s own very antiquated machine. Normally the x-rays were done at a imaging center in the area, but this was directly prohibited. The room was a storage room, and had to be cleaned out before it could be entered. That one old film just barely caught the diagonal break of the leg bone. Now how about treatment? No! No one knows if other things were broken, like ribs, etc. It is against the law for treatment to be granted without prior insurance company approval! The insurance company is the Zenith Insurance of Fresno, California.
U.C. Davis was finally contacted and agreed to see me in spite of the insurance companies’ direct and repeated statements forbidding the examination. Three years after the accident, U.C. Davis medical doctors found that there had been extensive damage to the leg. The two leg bones were detached and easily moved around. They needed to have several tests done, but could not do them until a judge ordered them. Of course the judge was livid when he was apprised of the situation.
It was too late to do much. The joint was cleaned up and ligaments from the foot were reused to hold the leg bones together. Nerve damage was set, and the pain levels had become permanent.
Fast forward 10 years. Trying to live and keep seven children fed and clothed was a real problem. The house we were using was bulldozed for new construction. We moved into our grandmother’s home.
This required getting a new judge in a new court, now in Redding, California.
After lots of misguidance from the information officer at the Redding ‘courthouse’ a trial date was finally obtained. Needless to say, Zenith’s case workers had decided to cancel all the court ordered medications and would not provide required and court ordered medical treatment.
The judge was Sarah Sala, a recent transplant from Los Angeles. Also one who had done cruises and such events. What she was doing in Redding is obviously purely politics. Zenith did not provide a lawyer nor did they have any representation. The judge said we needed to file sanctions. It was finally decided to reschedule the hearing for the next day.
Enter Richard Montarbo. That evening we received two calls from his office stating we were breaking the law and would be put in jail for moving the case to Redding. Also they stated there would be huge fines imposed on us for breaking the law to go to court! Interesting…
Next, we get to court and meet Richard Montarbo for the first time. Judge Sala could care less about all the paperwork and proof of a lack of provision of medical care. Instead she ordered that we be sent for more medical evaluations on top of the many we had undergone already!
Two years later, we return to seek medical care be restarted. The judge again refused to listen to the facts and instead ordered three more evaluations! Of course it takes years to get the evaluations and Zenith refuses to provide the agreed expenses for the evaluations! Does that matter? No!
Montarbo called for a hearing in December, 2006, to close the case! We refused to do so. Now we are being called back to court again to close the case! So either justice will be served, or Sala will ignore the previous orders and the facts again, and Zenith will continue getting more medical evaluations to continue their hunt for someone who will say nothing is wrong.
Oh, and this is only the tip of the iceberg! It would take many hours to recite the facts of the years of abuse and negligence. So I ask, can anyone rightfully say Judge Sala, California State Workmans’ Comp, and the Zenith Insurance company are not terrorist organizations that should be brought down with harsh and final military action? Oh, yah! Our soldiers are entagled overseas in 160 different battle fronts!!! Plenty of illegal aliens get incredible medical care by these groups! Maybe they are not terrorists, but actually traitors committing treason!